Straight answers to the questions we hear most.
No. FAISG is not a lender, and we do not guarantee funding, approval, amounts, rates, or timelines. We assess where your business stands, help you organize your documents and build your credit readiness, research capital options, and prepare your applications so real lenders and grantors take you seriously. They make every funding decision under their own criteria.
Those platforms are free because lenders pay them to route you — which is why owners report call floods and pressure into high-cost products. FAISG is paid by you, works only for you, doesn't sell your information, and will tell you honestly whether you should even apply yet.
A decline usually reflects fixable gaps — documentation, a thin or damaged credit file, entity or name mismatches — not a permanent no. Our assessment identifies which gaps to close and gives you a 30/60/90/120-day plan to become funding-ready. We can't promise any specific outcome, but we can show you the path.
Transparent published scope and pricing, no contingency or commission on your funding outcome, no data-selling, and clear written “we are not a lender / we don't guarantee results” disclosures on everything. Our credit work is education and diagnostics only — never credit repair and never a promise to raise your score.
No. We provide business and personal credit-readiness education and diagnostics — helping you understand your file and what lenders look for. We do not repair credit, we do not “boost” scores, and any personal-credit review happens only with your written consent.
Messy books are the normal starting point for our clients and exactly what we help fix. We organize your documents with you; you don't need clean books to begin. Where deeper cleanup is needed, we'll refer a bookkeeper and disclose any relationship we have with them.
The engagement is built for busy owner-operators: a structured intake, a done-with-you process, and a prioritized action plan so you spend minimal time while we do the legwork. You'll always know your next step.
You start with a free funding-readiness assessment. Paid packages have fixed, published scope and pricing — no surprises and far below a fractional CFO's typical monthly retainer. You'll see the scope and price before you commit.
No. FAISG does not guarantee funding, loan approval, grant awards, or credit-score improvement. Most for-profit small businesses fit debt options better than grants; we'll tell you honestly what's realistic for your situation.
FAISG works in partnership with New Limits Legacy Consulting Firm. FAISG focuses on funding readiness; New Limits Legacy focuses on strategy, operations, systems, and scaling. If we refer you to them — or to any partner or lender — we'll tell you whether we have a financial relationship with them.